in parallel with technological developments Nowadays, all financial transactions are easier. Just use an application on your mobile phone. You can now carry out various financial transactions such as shopping on e-commerce applications, investments and even savings.

The challenge is that you need to be able to choose a good quality and reliable online recording application. Because one of the challenges of online financial transactions is the amount of fraud. Here are some recommendations for 10 safe and easy online note taking apps for you:

1. Blue by BCA Digital

The name Bank Central Asia (BCA) certainly doesn’t sound strange to Indonesians. In 2021, BCA Digital, a subsidiary of Bank BCA, launched a digital banking application called Blu.

With Blu, you can’t just save money. But can also separate savings allocations for various needs. Have a separate savings account for joint savings. Withdrawal fees are free at all BCA ATMs. You can also shop online using this single application. Blu is currently downloaded by over 1 million users on the Google Play Store and has a 4.7 review rating from 5 stars

download blue android

Download BlueiOS

2. Mobile Brigade

Brimo or BRI Mobile is the mobile banking application of Bank BRI, one of the largest state-owned banks in Indonesia. Since its launch in 2019, the application has been downloaded by more than 10 million users and has a 4.4 out of 5 star review rating on the Google Play Store.

In addition to being able to help you perform banking transactions such as transfers, receipts and deposits. The app also has additional features such as the ability to pay for train tickets and electricity bills. Overseas money transferto applying for loans in various BRI loan schemes

Brimo Android Download

Download Brimo iOS

3. Live by Mandiri

Not to be left behind, Bank Mandiri also released a digital banking application in 2021, one year since its launch. This application has been successfully downloaded by more than 10 million users and has a 4.2 out of 5 star rating in the Google Play Store.

This success is not without reason, the features that Livin provides are complete as well. but also invest in mutual funds with a single app Not to mention that you can also freely open an account directly using this application without visiting a bank.

Want to withdraw cash or deposit cash? easy! You can order a queue slot at your nearest Bank Mandiri branch office to make the queuing process easier. Cash withdrawals from this app can be done at Mandiri ATMs.

Android Live Download

Download Livin iOS

4. Digibank by DBS

It is not only “real” Indonesian banks that have opened digital banks in the country, PT Bank DBS Indonesia, a subsidiary of one of the largest banks in Singapore. also launched this service by publishing the Digibank application in 2016.

In addition to transferring and receiving money like a traditional bank, the app also offers quite a complete set of investment features from mutual funds to bonds. Other than that, Digibank offers insurance features at affordable prices from free international money transfers for select countries.

Download Digibank Android

Download Digibank iOS

5. Neo Bank

The fifth safe and reliable online savings application is the neobank or digital banking application from Bank Neo Commerce. More than 10 million downloads on the Google Play Store and a 4.1 star review rating for the application.

Because this application offers interesting banking services. Start with fixed deposits with affordable deposits and flexible maturities. The interest rates offered for savings and fixed deposits are also attractive. Not to mention the fact that the app offers free transfers.

Download Neobank Android

Download Neobank iOS

6. Genius

You can say that the Jenius application from Bank BTPN is one of the pioneering digital banking applications in Indonesia. with digital financial services This application provides the process of opening an account from anywhere and at any time.

Not only that, Jenius is also a pioneer of savings accounts. With this savings wallet feature You can allocate savings to be used at any time and any savings for important purposes that must be carefully stored. With Jenius, you can also save in foreign currency. So you don’t have to worry anymore when you travel abroad.

Genius Android Download

Download Genius iOS

7. Aladdin

The next recommendation for a reliable online savings application is the Aladin application, published by Bank Aladin Syariah in January 2022, although it is still relatively new. But this application has been downloaded by more than 1 million users and has a 4.2 out of 5 star review rating in the Google Play Store.

One of Aladin’s features is that there is a debit card that can be used for various transactions. Cash swipes are included at Alfamart, so you no longer need to look for an Aladin Bank ATM to withdraw your savings.

download aladdin android

Download Aladdin iOS

8. Excellent

Another no less safe and reliable digital bank is Bank Jago. This application has been downloaded by more than 5 million users on the Google Play Store and has a 3.6 out of 5 star review rating on the app. application

The services offered by this digital bank are quite diverse. Not only is it quick and practical to create an online account. by using master You can also keep your savings in up to 40 allocated wallets. Moreover, the interest offered by this bank is competitive. Not to mention that there is an option to use Jago Syariah.

Download Jago Android

Download Jago iOS

9. Sea Bank

Do you often shop online through the Shopee application? Therefore, there is nothing wrong with banking from Seabank as digital banking applications are published by companies that issue online shopping applications.

Not only does Seabank offer convenient shopping through Shopee and ShopeePay, it also offers free handling and transfer fees. not to mention This digital bank also offers attractive interest rates. Therefore, it is not surprising that more than 5 million users downloaded this application and it received a review rating of 4.8 in the Google Play Store.

Download SeaBank Android

Download SeaBank iOS

10. ipot pay

Ipotpay is an application issued by one of Indonesia’s leading securities companies, Indopremier Sekuritas, unlike the above 9 applications issued by banking companies.

With a vision that is more than a bank The application offers features that integrate banking services such as savings and deposits. investing in mutual funds And an e-wallet app means you can save and invest with just one app.

Download IPOTPAY Android

Download IPOTPAY iOS


Source link


Please enter your comment!
Please enter your name here