in the current financial uncertainty Financial planning is an important thing to do. both for individuals and families Financial planning is a way of allocating money and other wealth. in order to achieve the needs, desires and goals of life as well

Unfortunately, many people think Financial planning is hard thing to do If you are one of these people Here are some examples and personal financial planning schedules:

Sample Student Personal Financial Planning

Students need good financial planning. Because they generally have no income. even if the cost is high From paying for dorms, typing, to traveling with friends.

Here’s an example of a self-catering student’s personal financial planning in a dorm:

no date information debit credit balance
1 1/6/2022 last month’s balance 186,000 186,000
2 1/6/2022 scholarship 1,000,000 1,186,000
3 1/6/2022 boarding money 450,000 736.000
4 1/6/2022 teacher assistant income 350,000 1,086,000
5 1/6/2022 Rice 4 kg. 44,000 1,042,000
6 1/6/2022 Side dishes 30 x 20,000 600,000 442,000
7 1/6/2022 internet quota 100,000 342,000
8 1/6/2022 print job budget 100,000 242,000
9 1/6/2022 oil budget 100,000 142,000
10 1/6/2022 receive food 25,000 117,000
11 1/6/2022 etc. 117,000 0
Sample Student Personal Financial Planning

In the example above Students are assumed to have no savings or little savings based solely on the remainder between income and income. Because small expenses that have to be paid are infrequent. while the monthly allowance is quite small.

Examples of personal financial planning for new graduates

Not often after graduation Students must go through a transition before they can get a job or open their own business. in fact They are often unable or unwilling to receive pocket money from their parents. Therefore, fresh graduates have to manage their money carefully. Here are some examples of personal financial planning for fresh graduates:

1. If you don’t have a full-time job

no date information debit credit balance
1 1/6/2022 last month’s balance 75,000 75,000
2 1/6/2022 independent income goals 800,000 875,000
3 1/6/2022 Course budget and job search 644,000 2,831,000
4 1/6/2022 internet quota 100,000 131,000
5 1/6/2022 oil budget 100,000 31,000
6 1/6/2022 receive food 25,000 6,000
7 1/6/2022 etc. 6,000 0
Example of personal financial planning for new graduates If you don’t have a regular job

2. If you have a job

Not only will the source and amount of income change. The needs of fresh graduates who are employed differ from those of those who are busy with job search. The reason is that companies often ask their workers to work in the office and need some money to go abroad. Here are some examples of financial planning for employed fresh graduates: first salary:

no date information debit credit balance
1 1/6/2022 first salary 2,200,000 2,200,000
2 1/6/2022 boarding fee 500,000 1,700,000
3 1/6/2022 Rice 4 kg. 44,000 1,656,000
4 1/6/2022 Side dishes 30 x 20,000 600,000 1,056,000
5 1/6/2022 oil budget 100,000 956.000
6 1/6/2022 Saving 660,000 296,000
7 1/6/2022 pulse 100,000 196,000
8 1/6/2022 etc. 196,000 0
Personal Financial Planning Example for New Graduates If you get a full time job

Examples of Personal Financial Planning in Your 30s

As we get older, the demand for leaving increases as well. In this case, it is not uncommon for people over 30 to have full-time jobs and have a family, In order for the financial budget to be made, there are different components. Here’s an example of personal finance planning for your 30s:

no date information debit credit balance
1 1/6/2022 husband’s salary 3,500,000 3,500,000
2 1/6/2022 wife’s salary 2,800,000 6,300,000
3 1/6/2022 mortgage 1,890,000 4.410,000
4 1/6/2022 premium 300,000 4.110000
5 1/6/2022 Rice 1 kg. x 30 330,000 3,780,000
6 1/6/2022 Wifi fee 300,000 3,480,000
7 1/6/2022 oil budget 250,000 3,230,000
8 1/6/2022 Vegetables and side dishes 450,000 2,780,000
9 1/6/2022 kids pocket money 300,000 2,480,000
10 1/6/2022 Emergency funds and savings 1890000 590,000
11 1/6/2022 Electricity and PDAM 400,000 190,000
12 1/6/2022 etc. 190,000 0
Examples of Personal Financial Planning in Your 30s

An example of a career woman’s personal financial planning

It is important for professional women to have their own financial planning. Whether she’s single or married, the reason is that it’s not uncommon for professional women to demand certain expenses, such as facial and body treatments, because of the demand for work. Here are some examples of financial planning for professional women:

no date information debit credit balance
1 1/6/2022 wages 5,000,000 5,000,000
2 1/6/2022 boarding fee 1,000,000 4,000,000
3 1/6/2022 Rice 4 kg. 44,000 3,956,000
4 1/6/2022 Side dishes and vegetables 750,000 3,206,000
5 1/6/2022 gas cost 150,000 3,056,000
6 1/6/2022 Savings and Investments 1,500,000 1.556.000
7 1/6/2022 motorcycle installment 800,000 756.000
8 1/6/2022 Monthly skin care and makeup expenses 300,000 456,000
9 1/6/2022 etc. 456,000 0
Examples of professional women’s personal financial planning

In addition to planning It is important for individuals to keep a daily financial record. The goal is to implement the above budget can be assessed based on actual conditions.



Source link

Please wait 180 seconds or 3 minutes, the secret code will immediately appear under the countdown

LEAVE A REPLY

Please enter your comment!
Please enter your name here